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Shri Vajpayee Bankable Yojana Gujarat | Loan Yojana | શ્રી વાજપાઇ બેંકેબલ યોજના 2021

Shri Vajpayee Bankable Yojana Gujarat | Loan Yojana | શ્રી વાજપાઇ બેંકેબલ યોજના 2021 

Vajpayee Band Cable Scheme Form. Vajpayee Bankable Yojana in Gujarati | Vajpayee Bankable Yojana Loan Form | District Industry Center Scheme. Vajpayee bankable plan pdf | Subsidy Yojana Gujarat

Various schemes are run for the well-being of the citizens of the country. In which the schemes of the Government of India and the schemes of the Government of Gujarat have also been jointly implemented. The Government of Gujarat runs women-oriented schemes, self-employment schemes, Korona assistance schemes and disability welfare schemes. Apart from this, social welfare schemes are working for the benefit of the citizens through social security schemes.

Key points of Vajpayee scheme
Purpose of Vajpayee Bankable Scheme
Eligibility of the scheme
Vajpayee Bankable Yojana Document
Limits of bank lending
Assistance rates on loans
Within the loan assistance limit (Rs.)
Project Profiles of Cottage Industry Department
Newly Added Project Prices
Where to apply
Vajpayee Bankable Yojana pdf
Vajpayee Bankable Scheme Subsidy Form
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Vajpayee Bankable Scheme 2021
Many schemes are run by the Commissioner of Gujarat Government, Office of Cottage and Village Industries. In which Dattopant Thengadi Artisan Interest Assistance Scheme, Jyoti Gramodyog Vikas Yojana, Manav Kalyayan Yojana, Industrial Cooperative Society Package Scheme, Gramodyog Vikas Kendra and Shri Vajpayee Bank Cable Schemes are running. Shri Vajpayee Bankable Yojana has been implemented to provide self-employment to educated unemployed youth in urban and rural areas.

Purpose of Vajpayee Bankable Scheme
It is very important that educated unemployed youth, handicapped and blind youth from urban and rural areas of Gujarat get the opportunity of self-employment. For which bank credit will be provided by Shri Bajpai Bank Cable Scheme. The vajpayee bankable yojana is aimed at promoting cottage industries and encouraging them to start their own businesses and become self-sufficient.

Under this scheme, the beneficiaries will get credit in industry, service and trade as well as subsidy at fixed rate (limit).

Eligibility of the scheme
The following eligibility criteria have been fixed for availing the benefit of Vajpayee Bankable, a scheme of the State Government.

Beneficiaries must be between 18 and 65 years of age to avail the benefits of this scheme.
The beneficiary should have at least educational qualification up to standard-4.
Beneficiary will be eligible for at least 3 months training from a private institute suitable for the business.
Beneficiary will be considered eligible for this scheme even if he / she has undergone 1 month training from a government recognized institute.
Beneficiary will be considered valid even if he / she has 1 year of business experience or will be considered eligible for the scheme even if the beneficiary himself is an inherited artisan.
The benefit of this scheme will also be available to the disabled or blind citizens.
Beneficiaries under this scheme will be eligible to avail loans through vajpayee bankable yojana bank list such as nationalized banks, co-operative banks, public sector banks, private banks.
Vajpayee bankable yojana Gujarat benefit a person will get only once. Those who have availed the benefit of such scheme by this department or any other department will not be eligible for the benefit of this scheme.
Active SHGs or graded groups will be eligible for this scheme.

Vajpayee Bankable Yojana Document
Documents are prescribed to avail the benefits of VBY scheme. Which are given as follows.

1. Application form in prescribed form (to be submitted in two copies)

2. 2 passport size photographs (both must be attached with the application form.)

3. Election card

4. Aadhaar card

5. Birth Certificate / School Leaving Certificate (LC)

6. Certificate of Educational Qualification (Marksheet of those who have passed the last examination)
7. Certificate of competent officer of caste (for Scheduled Caste-SC and Scheduled Tribe-ST)
8. Certificate of Civil Surgeon / Competent Officer of Disability / Blind Percentage in case of 40% or more disabled / blind beneficiaries

9. Certificate of training / experience.

10. Attach the original price list with VAT / TIN number of the equipment to be purchased.

11. The basis of the proposed place of business. (Receipt of lease / lease agreement / house tax receipt original.

12. Consent letter / electric bill of the landlord if electricity is to be consumed.

 Limits of bank lending
Kutir udyog Gujarat has fixed loan credit limits for various sectors. In addition Vajpayee Bankable Yojana Loan form is prescribed.

     Field

 Loan limit

Industries

Maximum limit of 8 lakhs

For service sector

Maximum limit of 8 lakhs

For Business Sector

Maximum limit of 8 lakhs


Assistance rates on loans
Assistance rates for various castes have been fixed by the Commissioner of Cottage and Rural Industries Gujarat. And under Vajpayee Bankable Loan Scheme, support rates for industry, service and trade will be as follows.



Area



General

Scheduled Caste (SC), Scheduled Tribe (ST), Ex-Servicemen / Women and 40% or more blind or disabled

Rural area

25%

40%

Urban area

20%

30%


Within the loan assistance limit (Rs.)
The Department of Cottage and Village Industries has fixed the limit of assistance i.e. subsidy for different sectors and different castes. Which can be learned from the following table.

NO

Field

Subsidy Limit (in Rupees)

1

Industries

1,25,000 / - (One Lakh Twenty Five Thousand)

2

For service sector

1,00,000 / - (One Lakh)

3

For Business Sector

General Category Urban Area 60,000 / -

 

 

General Category Rural Area 75,000 / -

 

 

Reserve Category Both Urban / Rural 80,000 / -

 

Note: - In case of blind and disabled beneficiaries with disabilities, assistance for any sector will be 1,25,000 / - (one lakh twenty five thousand).

Project Profiles of Cottage Industry Department
Various business, employment, service and business projects have been decided under the Vajpayee Bankable Scheme. A total of 17 types of project profiles list 395 types of sub-business. Which is given as follows.      

   

અ.નં.

વિભાગ

ક્ષેત્રનું નામ(Project Profile)

સંખ્‍યા

1

વિભાગ-1

એન્‍જીનિયરીંગ ઉદ્યોગ

53

2

વિભાગ-2

કેમિકલ અને સૌદર્ય પ્રસાધન ઉદ્યોગ

42

3

વિભાગ-3

ટેક્ષટાઈલ ઉદ્યોગ

32

4

વિભાગ-4

પેપર પ્રિન્‍ટીંગ અને સ્ટેનરી ઉદ્યોગ

12

5

વિભાગ-5

ખેત પેદાશ આધારિત ઉદ્યોગ

10

6

વિભાગ-6

પ્લાસ્ટિક ઉદ્યોગ

22

7

વિભાગ-7

ખાદ્ય પદાર્થ ઉદ્યોગ

18

8

વિભાગ-8

હસ્તકલાઅ ઉદ્યોગ

18

 

 

 

 

9

વિભાગ-9

જંગલ પેદાશ આધારિત ઉદ્યોગ

17

10

વિભાગ-10

ખનીજ આધારિત ઉદ્યોગ

9

11

વિભાગ-11

ડેરી ઉદ્યોગ

5

12

વિભાગ-12

ગ્લાસ અને સિરામીક ઉદ્યોગ

6

13

વિભાગ-13

ઈલેક્ટ્રીકલસ/ઈલેક્ટ્રોનિક્સ ઉદ્યોગ

18

14

વિભાગ-14

ચર્મોદ્યોગ

6

15

વિભાગ-15

અન્ય ઉદ્યોગ

23

16

વિભાગ-16

સેવા પ્રકારના વ્યવસાય

51

17

વિભાગ-17

વેપાર પ્રકારના ધંધાઓ

53

 

 

395

 
Newly Added Project Prices
A new project profile is added to the VBY scheme by the Department of Cottage and Village Industries.


Where to apply
To avail the benefit of this loan scheme under Vajpayee Bankable Yojana 2021, you have to get a free application form from the ‘District Industry Center’ of your respective district. The form should be submitted at Jila Udyog Kendra by attaching the required documents with the Application Form.
Commissioner, Cottage and Village Industries The Government of Gujarat has prepared a prescribed specimen of Vajpayee Bankable Scheme Form. Beneficiaries will have to apply in the application form given below to avail the benefits of this scheme.

Download Vajpayee Bankable Yojana form
Vajpayee Bankable Scheme Subsidy Form
Beneficiaries will have to fill up the prescribed Vajpayee bankable yojana subsidy form and avail it at Jilla Udyog Kendra to avail the benefits of this scheme.

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